Why Use Jewellery Financing?Whether it's an engagement or an anniversary, jewellery is one of the most common and treasured gifts to mark an occasion. Here at Golden Tree Jewellers, we've had customers come in for engagement rings, graduation gifts, anniversary presents, and even treats for oneself after a successful year. However, if your special someone is set on a particular piece of jewellery, it can be a heartbreak to find out that piece is outside of your current budget. There are options, of course: You can wait to save up the money, but it'd be a terrible shame to put off an engagement over this sort of issue.
Here at Golden Tree Jewellers, however, we offer jewellery financing to our customers searching for the right piece for their needs. What does this mean for you? When you visit the Golden Tree Jewellers showroom, you'll find a team of knowledgeable professionals who can point you toward a financing model that's right for you.
Financing Options Available at Golden Tree JewellersThere are several financing options available for shoppers, and not all of them come from the jewellery store offering the piece of jewellery. For example, one can take out a line of credit on a card to make their purchase, but that's a tricky thing to manage. If you can only afford to pay for the interest, it'll keep stacking up over time, leading to the irritating scenario of having to pay for a piece of jewellery you purchased years ago. A personal loan is another option, but this is the most expensive option and is wholly dependent on personal credit ratings. If you're a young couple that hasn't had time to boost your credit rating, you might end up paying an arm and a leg.
When you work with your local jewellery store to procure financing, you can space out payments over a span of time, breaking an otherwise intractable purchase into manageable chunks. When you're looking to pop the question this year or you're looking to get your special someone a gift of jewellery for their birthday, this option should prove to be the most convenient for you!